Add the ground beef to a pot and cook breaking it up until browned

Drain the grease and remove the beef from the pot then set aside

Add the butter to the pot and heat until melted

Add the onion and shredded carrots and cook over medium high heat until softened

Add the garlic and flour and stir to combine cooking for 1 to 2 minutes

Pour in the chicken broth and milk and stir well

Add the salt pepper basil parsley and chopped potatoes

Bring to a boil then reduce heat and simmer for 12 to 15 minutes until potatoes are fork tender

Reduce heat to low or turn it off completely

Add the cream cheese and shredded cheddar and stir until fully melted

Add the cooked ground beef back to the pot and stir to combine

Serve warm with your favorite toppings